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the focus will be on the role of government, the economy and health care. mitt romney has a history of shall we sa waffling a little bit on these important issues we even have a collection of mitt's flip flops here inside the war room but this suggests where his position is actually going to be on wednesday night. first off, the role of government as a subject, and that really gets fundamentally to the issue of taxes, at least for mitt romney. the romney memo says that mitt romney will not raise taxes on anyone and that he will deliver tax cuts for the middle class. sounds pretty good, but the brookings tax policy center took a look at this issue, and here is what they found. under mitt romney 95% of americans making under $200,000 would have a tax increase averaging $2,000 while the wealthiest americans would see tax cuts of up to $86,000 per year. and his claim that he can give the wealthy those tax breaks and still close the deficit, that claim is mathematically impossible according to the tax policy center. romney's fuzzy math has put his surrogates in
the focus will be on the role of government, the economy and health care. mitt romney has a history of shall we sa waffling a little bit on these important issues we even have a collection of mitt's flip flops here inside the war room but this suggests where his position is actually going to be on wednesday night. first off, the role of government as a subject, and that really gets fundamentally to the issue of taxes, at least for mitt romney. the romney memo says that mitt romney will not...
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total control of the government? think about that for a second. mitch mcconnell is talking about democrats controlling the senate and the white house and democrats controlling the house. i mean, few people other than nancy pelosi and other house democrats are talking about the democrats conceivably taking control of the house. but mitch mcconnell seems to think that's a possibility. as the republican leader in the senate, mitch mcconnell is most concerned with senate seats and that's what he's backstopping here when pitching to donors. but the pitch he's making to republican donors is amazing. he's pitching that republicans need to work hard and collect your hard-earned money to hold on to seats in the senate because the republicans will yihat eyl se ienta 'se it goes without saying for these guys now. this is the gurech odse i the country. anisch is mitt romney is going to lose. you need us so democrats don't control everything. everybody has been waiting to find out if mitt romney looks like such a losing prospect that republicans will be cut lo
total control of the government? think about that for a second. mitch mcconnell is talking about democrats controlling the senate and the white house and democrats controlling the house. i mean, few people other than nancy pelosi and other house democrats are talking about the democrats conceivably taking control of the house. but mitch mcconnell seems to think that's a possibility. as the republican leader in the senate, mitch mcconnell is most concerned with senate seats and that's what he's...
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powerful precedent that the americans trained and armed the mujahideen and the mujahideen are the worst government that afghanistan is hanged in one hundred years the taliban were a great reforming improvement to move but we've done this in the past and we are going to do it again there is no way that a taliban army or police are going to risk their lives kill their brother afghans in the service of a foreign country when we've gone or in the service of a corrupt president they going back to their tribal loyalties the. and the passions will be divided as they always have been divided and the likelihood is that there would be disorder when we leave we went a civil war was going on the country was bitterly divided when we after we leave after we've left a few years the situation will be very similar they'll bill be more civil war and it likely future rulers will be the taliban what lessons then should have been learnt from both britain's own colonial past and the saving union's experience in afghanistan in two thousand and one in strasberg a very a bubbly and member of the duma tapped me on the back
powerful precedent that the americans trained and armed the mujahideen and the mujahideen are the worst government that afghanistan is hanged in one hundred years the taliban were a great reforming improvement to move but we've done this in the past and we are going to do it again there is no way that a taliban army or police are going to risk their lives kill their brother afghans in the service of a foreign country when we've gone or in the service of a corrupt president they going back to...
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Oct 2, 2012
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and hence, we miss the translation between campaigning and governance. because these candidates tend to act on what they tell you they're going to act on, or at least they tend to try. >> what are you going to be looking for in these debates? >> what i'm going to be looking for are clarifications of major, on major issues. and so i'm going to ask, "does the public after watching the debates understand the differences in philosophy of government? do they understand that governor romney wants government spending at a lower level of g.d.p. than does president obama?" >> gross domestic product. >> gross domestic product. governor romney wants to bring government spending per g.d.p. to g.d.p. down to 20%. and he has a theory that says that if you do that and you do the other things that he's going to do with the tax code that he is going to get economic growth. and so the second thing i'm listening for is, "what is their solution to the situation we're in right now with the economy? how are they going to solve the deficit problem and also increase job creatio
and hence, we miss the translation between campaigning and governance. because these candidates tend to act on what they tell you they're going to act on, or at least they tend to try. >> what are you going to be looking for in these debates? >> what i'm going to be looking for are clarifications of major, on major issues. and so i'm going to ask, "does the public after watching the debates understand the differences in philosophy of government? do they understand that governor...
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government under attack from hackers and today, all signs point to china on one of the most sacred and secure parts of our national security. >>> and new national and battleground polls released. is the streak of bad news for romney finally over? members from both campaigns going to duke it out. who's going to tell the truth, "outfront" next. mike rowe here at a ford dealer with a little q&a for fiona. tell me fiona, who's having a big tire event? your ford dealer. who has 11 major brands to choose from? your ford dealer. who's offering a rebate? your ford dealer. who has the low price tire guarantee... affording peace of mind to anyone who might be in the market for a new set of res? your ford dealer. i'm beginning to sense a pattern. buy four select tires, get a $60 rebate. use the ford service credit credit card, get $60 more. that's up to $120. where did you get that sweater vest? your ford dealer. can you start the day the way you want? can orencia help? could your "i want" become "i can"? talk to your doctor. orencia reduces many ra symptoms like pain, morning stiffness and progr
government under attack from hackers and today, all signs point to china on one of the most sacred and secure parts of our national security. >>> and new national and battleground polls released. is the streak of bad news for romney finally over? members from both campaigns going to duke it out. who's going to tell the truth, "outfront" next. mike rowe here at a ford dealer with a little q&a for fiona. tell me fiona, who's having a big tire event? your ford dealer. who...
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government under attack from hackers and today, all signs point to china on one of the most sacred and secure parts of our national security. >>> and new national and battleground polls released. is the streak of bad news for romney finally over? members from both campaigns going to duke it out. who's going to tell the truth, "outfront" next. ♪ [ male announcer ] how do you turn an entrepreneur's dream... ♪ into a scooter that talks to the cloud? ♪ or make 70,000 trades a second... ♪ reach one customer at a time? ♪ how do you help doctors turn billions of bytes of shared information... ♪ into a fifth anniversary of remission? ♪ or turn 30-million artifacts... ♪ into a high-tech masterpiece? ♪ whatever your business challenge, dell has the technology and services to help you solve it. [ male announcer ] why not talk to someone who owns an adjustable version of the most highly recommended bed in america? ask me about my tempur advanced ergo. goes up. goes up. ask me what it's like to get a massage anytime you want. goes down. goes down. [ male announcer ] tempur-pedic b
government under attack from hackers and today, all signs point to china on one of the most sacred and secure parts of our national security. >>> and new national and battleground polls released. is the streak of bad news for romney finally over? members from both campaigns going to duke it out. who's going to tell the truth, "outfront" next. ♪ [ male announcer ] how do you turn an entrepreneur's dream... ♪ into a scooter that talks to the cloud? ♪ or make 70,000 trades...
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Oct 2, 2012
10/12
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CSPAN
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the government does he a role. and that people all over the district to did not predict i met people all over the district -- i met people all over the district who cannot get connectivity for their cell phone or their cell phone to work. these are things this will create roads. this is back when the marginal rate was 94% in this country. i want you to pay more. you have earned a lot more. the government does have a macro view, a duty to talk to the states, as to what they need. if they have enough tax revenue, i think they have the lowest since 1950. it has been a long time. they're saying we can work with the state. give the states the power to work with the money they want to. the federal government needs to get out of the way. remember the interstate program. remember the trip to the loan. beazer all federally funded programs. >> -- these are all federally funded programs. >> e-mails characterized my statements once again. i think the state ought to have control. i am not saying that washington should not give
the government does he a role. and that people all over the district to did not predict i met people all over the district -- i met people all over the district who cannot get connectivity for their cell phone or their cell phone to work. these are things this will create roads. this is back when the marginal rate was 94% in this country. i want you to pay more. you have earned a lot more. the government does have a macro view, a duty to talk to the states, as to what they need. if they have...
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political blow being president is material scientists treaties government bonds with the opposition make a bill george and the dream a big thing said that they are bringing people. serious foreign minister point the finger of blame of the rebel friendly state that he says that backing terrorism in his country and he finds a bottle roger of criticism of the war. also the nato secretary general considers an early troop withdrawal from afghanistan and made a tape of him on blinding overall. plan to profiting from poverty rising jobless rates and public this in britain leave the destitute prey for human trafficking bring. this is all see coming to live from moscow hello and welcome to the program it's no longer just a dream for georgia's opposition with president saakashvili is routing united national movement party making a poor showing in parliamentary elections the vote counting is still ongoing the opposition megaupload georgian dream so far has a solid lead lets victories far from a done deal almost half of all m.p.'s are directly elected rather than from postulates that is where the ru
political blow being president is material scientists treaties government bonds with the opposition make a bill george and the dream a big thing said that they are bringing people. serious foreign minister point the finger of blame of the rebel friendly state that he says that backing terrorism in his country and he finds a bottle roger of criticism of the war. also the nato secretary general considers an early troop withdrawal from afghanistan and made a tape of him on blinding overall. plan...
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Oct 2, 2012
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they bring a level of dignity and strip away the stigma of being on government assistance. >> it's an interesting story that we will be following. >> and profitable clearly. >> we have to clear it there. thank you to jonathan and katrina. that is all for now. "andrea mitchell reports" is next. >> i'm meteorologist bill karins with your business travel forecast. a warm day across many areas of the nation, but we will deal with showers in the eastern u.s. not going to be that heavy. don't think airport delays will be too bad. wet weather the mid-atlantic through the ohio valley. we're looking at very dry and windy weather throughout the northern plains and warm and dry in the west. have a great day. [ male announcer ] wouldn't it be nice if there was an easier, less expensive option than a traditional lawyer? at legalzoom you get personalized services for your family and your business that's 100% guaranteed. so go to legalzoom.com today for personalized, affordable legal protection. email marketing from constant contact reaches people in a place they're checking every day -- their inbox
they bring a level of dignity and strip away the stigma of being on government assistance. >> it's an interesting story that we will be following. >> and profitable clearly. >> we have to clear it there. thank you to jonathan and katrina. that is all for now. "andrea mitchell reports" is next. >> i'm meteorologist bill karins with your business travel forecast. a warm day across many areas of the nation, but we will deal with showers in the eastern u.s. not...
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federal government officials. the state department spokeswoman said the secretary would respond in writing this very day. >> her response is going to be relatively succinct today, as i said, expressing her complete commitment to work with the congress to get fully to the bottom of this. but i don't anticipate she'll be able to answer the specific questions today >> warner: the two congressmen say their committee will hold a hearing next wednesday on the libya attack. meanwhile the f.b.i. has sent a team to libya to determine just what happened. and secretary clinton named a review board to assess security arrangements at that u.s. consulate and others. and while the investigations proceed, the "new york times" reported today that the pentagon and c.i.a. are drawing up contingency plans to kill or capture those believed responsible for the killings. congressman issa's letter also congressman issa's letter detailed some 13 anti-u.s. and anti-western security incidents in the months leading up to the attacks. for mor
federal government officials. the state department spokeswoman said the secretary would respond in writing this very day. >> her response is going to be relatively succinct today, as i said, expressing her complete commitment to work with the congress to get fully to the bottom of this. but i don't anticipate she'll be able to answer the specific questions today >> warner: the two congressmen say their committee will hold a hearing next wednesday on the libya attack. meanwhile the...
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the family who bought the foreclosed house from the government got sick and now has few options. >>> the white house is lit up in pink to mark october as breast cancer awareness month. new york's empire state building is also bathed in pink. and even buckingham palace in london has gone pink to support the breast cancer awareness campaign >>> and now here's an early look at how wall street's going to kick off the day. the dow closed at 13,515 after adding 77 points yesterday. the s&p was up 3 but the nasdaq lost 2. taking a look at overseas trading this morning. in tokyo the nikkei fell ten points while in hong kong the hang seng was closed again for a holiday. >>> well, stocks ended mostly in the blackmon day thanks to a glimmer of economic optimism. news that manufacturing growth broke a four month roadblock sparked interest. ben bernanke will keep record low interest rates to spark the economy even after if regains momentum. >>> analysts say winter shopping will rise 4.1% this year. that's slightly lower than predictions for the last two years. >>> jpmorgan chase is the first targ
the family who bought the foreclosed house from the government got sick and now has few options. >>> the white house is lit up in pink to mark october as breast cancer awareness month. new york's empire state building is also bathed in pink. and even buckingham palace in london has gone pink to support the breast cancer awareness campaign >>> and now here's an early look at how wall street's going to kick off the day. the dow closed at 13,515 after adding 77 points yesterday....
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government is not required to mediate any disagreements between the two parties of the blue mountain libya partnership. both parties must agree to change key personnel. the contract terms and conditions preclude subcontracting. there was no immediate response from blue mountain. k. to fox's request for comments. asked about the security dispute, the team told fox they would look into it further and i would note that july 10 letter said the state department was satisfied with the performance on security to date. bill? >> more report o'clock on this. i'm certain. thank you. >>> federal government now moving forward with a controversial multi million dollar deal to buy a prison in the state of illinois. the government had previously considered using that facility, the thompson correctional center, as an alternative to the prison at guantanamo bay, cuba. the white house says that's not part of the plan anymore, but critics are not buying it. >> the concern is that the justice department, after the election, may very well move people from guantanamo bay into the topson prison or the super
government is not required to mediate any disagreements between the two parties of the blue mountain libya partnership. both parties must agree to change key personnel. the contract terms and conditions preclude subcontracting. there was no immediate response from blue mountain. k. to fox's request for comments. asked about the security dispute, the team told fox they would look into it further and i would note that july 10 letter said the state department was satisfied with the performance on...
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government, u.s. intelligence rechs out to this man because he could have some valuable information about the iranian government. he is an insider, an mahmoud ahmadinejad insider. they probably wouldn't bring him to overseas trips if they didn't trust him. so company have some valuable intelligence for the u.s. government. >> i imagine that's quite true because this is somebody who has been right by his side, mahmoud ahmadinejad's side. if he's the photographer i imagine he's seen a lot of what this man does and what mahmoud ahmadinejad is capable of. be very interesting to know what kind of intelligence they get from him. tell us about the family. i under they fled the country. are they in trouble? >> reporter: there are reports that they fled and that's always a concern when it comes to iranian dicy dents, iranians 0 who seek asylum. over the years there's been many photographers, film makers, journalist, artists claiming they have been persecuted and threatened. oftentimes their families are in dan
government, u.s. intelligence rechs out to this man because he could have some valuable information about the iranian government. he is an insider, an mahmoud ahmadinejad insider. they probably wouldn't bring him to overseas trips if they didn't trust him. so company have some valuable intelligence for the u.s. government. >> i imagine that's quite true because this is somebody who has been right by his side, mahmoud ahmadinejad's side. if he's the photographer i imagine he's seen a lot...
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government. jpmorgan stock closing up 1.2%. and "new york times" says u.s. senate will try to use the lame duck session to reach a comprehend len sif deal to cut the deficit instead of a short term solution. lawmakers will reportedly agree on a specific target likely around $4 trillion over ten years and they would vote to put off the automatic tax hikes and spending cuts set to take effect in january. but with the deficit coming down payment to signal how serious they are. jim, how sdw this get resolved? >> well, i haven't heard that sister, but that's what we've been picking up, that in the background of all these guys working on the deal already. soon after the election, our best guess is that there will be one. not too different from that story actually. >> qe-3 meanwhile, how does that play? does that continue to support lift asset prices? how do commodities get in the wash between slowing chinese growth and fed action? >> that's a good question. because i think it's a big one. i think we're
government. jpmorgan stock closing up 1.2%. and "new york times" says u.s. senate will try to use the lame duck session to reach a comprehend len sif deal to cut the deficit instead of a short term solution. lawmakers will reportedly agree on a specific target likely around $4 trillion over ten years and they would vote to put off the automatic tax hikes and spending cuts set to take effect in january. but with the deficit coming down payment to signal how serious they are. jim, how...
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so the government sticking its nose in is a huge problem. >> john: the government sticking its nose into all kinds of things. the civil rights act of 1964? if you're a libertarian might sound reasonable. if you apply for a job and the employer and employee agree on a salary, who's the government to get in there? some people in this country have decided discrimination is bad. that was todd akin coming out in favor of discrimination in the workplace not just against women. against anybody. so what's to stop a business from not hiring people of a race or religion or sexual orientation they don't like? under todd akin, nothing right? yeah, what a guy. so i'm going to have you play that about four times during this episode. i think it's more shocking than legitimate rape. 1-866-55-press. i'm john fuglesang filling in for bill all morning on your current radio and tv, this is the "bill press show." we'll be right back. >> announcer: this is the "bill press show." live on your radio and current tv. >> announcer: heard around the >> announcer: this is the "bill press show." >> john: this is the
so the government sticking its nose in is a huge problem. >> john: the government sticking its nose into all kinds of things. the civil rights act of 1964? if you're a libertarian might sound reasonable. if you apply for a job and the employer and employee agree on a salary, who's the government to get in there? some people in this country have decided discrimination is bad. that was todd akin coming out in favor of discrimination in the workplace not just against women. against anybody....
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who are dependent upon government, who believe that they are victims, who believe that government has a responsibility to care for them, who believe that they are entitled to health care, to food, to housing, to you-name-it... and they will vote for this president no matter what... and so my job is not to worry about those people. i'll never convince them they should take personal responsibility and care for their lives. >>> monday night football action. the bears on the road to face the cowboys. it was a tough game for tony romo. the cowboys quarterback got intercepted five times. the two were returned for bear touchdowns. his countser part jay cutler kept mistakes to a minimum with 257 yards and two touchdowns. chicago won 34-18. >> there you go. it is the talk of the town. the nationals clinched the national league east title. when the braves lost last night. and the nats begin their playoff push either saturday or sunday, on the road. fans will be able to get their official divisional title gear this morning. coming up in about 30 minutes, we will be live outside the modell's on w
who are dependent upon government, who believe that they are victims, who believe that government has a responsibility to care for them, who believe that they are entitled to health care, to food, to housing, to you-name-it... and they will vote for this president no matter what... and so my job is not to worry about those people. i'll never convince them they should take personal responsibility and care for their lives. >>> monday night football action. the bears on the road to face...
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. >> old government. >> barack obama's government-centered society. >> reporter: and if you listen to the democrats, mitt romney doesn't want medicare reform, he wants -- >> a plan called voucher care! >> a voucher program in order to pay for tax cuts. voucherize medicare. >> reporter: these are no mere word games. these are word bombs. and make no mistake, the campaigns have gone nuclear. >> the words you use end up defining ideas. and that's what people take into their hearts when they go to the ballot box. >> reporter: cnn contributor john avalon is a former political speechwriter. >> it becomes a contest to see whose idea can get in the american heart and mind faster and first. >> reporter: for instance. >> we have a president who believes in a european socialist model. >> we see a president who wants to make america into a european-style social welfare state. >> reporter: i will continue fighting to defeat the president's agenda of socialism. >> all of a sudden you call something socialism, everyone's got a license to stop thinking critically about it. if there's one thing americ
. >> old government. >> barack obama's government-centered society. >> reporter: and if you listen to the democrats, mitt romney doesn't want medicare reform, he wants -- >> a plan called voucher care! >> a voucher program in order to pay for tax cuts. voucherize medicare. >> reporter: these are no mere word games. these are word bombs. and make no mistake, the campaigns have gone nuclear. >> the words you use end up defining ideas. and that's what...
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the government of pakistan approves any peace deal. back here at home, according to a new report, the average american household is facing a $3500 tax increase if congress fails to avoid what's called a looming fiscal cliff. that's according to the tax policy center. automatic tax hikes and spending cuts are due to take effect in january if congress doesn't work out a deal. but the congress reports that u.s. senators are working on a plan that would put off the increases and deal with the deficit program. lawmakers say no action will be taken until after november. >>> it is 8:18. vallejo's mayor thinks someone is trying to intimidate him after a fire does serious damage to his law office. >> i'm not fearful for my life. i am concerned for my family. >> what investigators are now saying about the cause of the fire. >>> plus -- we're talking about your weather. look out our window. it's been hot. you know that. it will still be hot in parts of the bay area. steve's coming back and he will tell you about a dramatic cooldown that's on the
the government of pakistan approves any peace deal. back here at home, according to a new report, the average american household is facing a $3500 tax increase if congress fails to avoid what's called a looming fiscal cliff. that's according to the tax policy center. automatic tax hikes and spending cuts are due to take effect in january if congress doesn't work out a deal. but the congress reports that u.s. senators are working on a plan that would put off the increases and deal with the...
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>> when congress doesn't do its job, another branch of government steps in. that is with the president did when he offered an opportunity to young people who were born in this country, who through no fault of their own came here. they need a pass to citizenship and we need comprehensive immigration in this country. congressman king has had the opportunity to do that in his last 10 years in congress and he has not done that. i'm willing to find compromise. i'm the kind of person who can do that and i'm willing to make those tough decisions when i go to washington. [applause] >> if those people i talked about, the undocumented workers are here, should they stay here? >> i know one of the things that echoed in my ear was when congress doesn't do its job. that is barack obama's statement. here he defies the constitution and does what he sees fit. that is the rule of law i talked about in my opening component of this discussion. what to do with people whose roots go deep here, as some who are not aware there are breaking the law when they came here, that's for aft
>> when congress doesn't do its job, another branch of government steps in. that is with the president did when he offered an opportunity to young people who were born in this country, who through no fault of their own came here. they need a pass to citizenship and we need comprehensive immigration in this country. congressman king has had the opportunity to do that in his last 10 years in congress and he has not done that. i'm willing to find compromise. i'm the kind of person who can do...
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state department spokesman told reporters yesterday tice is believe to be in the custody of syrian government. >>> north korea's foreign minister says america's policies towards his country could lead to nuclear war. he contends the u.s. has secret plans for another korean war. his speech to the united nations was focused mostly on his country's hostile relationship with the u.s. the u.s. state department has not responded to the speech. >>> 5:39. to politics, tomorrow is the big day the first debate between president obama and republican presidential candidate mitt romney. candidates will spend the day getting ready for the event in colorado. the president holding no rallies yesterday but he did visit a campaign office in henderson, nevada, delivered pizzas there, by the way, not far from where he and his staff have been strategizing. romney spoke to supporters in denver. >> this president is taking us on a path that's not working. he is making us more and more like europe. i don't want to be like europe. europe doesn't work in europe. >> at the university of denver crews are putting the fin
state department spokesman told reporters yesterday tice is believe to be in the custody of syrian government. >>> north korea's foreign minister says america's policies towards his country could lead to nuclear war. he contends the u.s. has secret plans for another korean war. his speech to the united nations was focused mostly on his country's hostile relationship with the u.s. the u.s. state department has not responded to the speech. >>> 5:39. to politics, tomorrow is the...
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government. with us now to paint a picture of what mr. golkhanban is aruin shagri who served as the first white house official videographer from 2009 to 2011 and wrote a book about it "first cameraman" documenting the obama presidency in realtime. talk about just how close this -- this cameraman could be to ahmadinejad. how much access he could have and really what he might be able to relay to the u.s. government if he talks. >> well, look, photographers and videographers put an enormous amount of trust in us when it comes to world leader coverage. you're not this fly on the wall, you're part of a team. clearly this videographer was enough of a team that he wasn't just a state television employee, they brought him on trips. when you're on a trip you're inside the bubble. there's very little you don't see. you know. there's a lot, probably at home that he doesn't see what's going on. when you're in a place like new york, the diplomatic epicenter there are things happening right and left. >> in add
government. with us now to paint a picture of what mr. golkhanban is aruin shagri who served as the first white house official videographer from 2009 to 2011 and wrote a book about it "first cameraman" documenting the obama presidency in realtime. talk about just how close this -- this cameraman could be to ahmadinejad. how much access he could have and really what he might be able to relay to the u.s. government if he talks. >> well, look, photographers and videographers put an...
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whoever the government is that made it so hard to buy also made it easy to buy. >> the banks are doing it on their own. five, six years they were willing to lend to anyone. >> sorry. >> go ahead. >> that was pointed out by the citi note that underwriters are much tighter these days. so the risk is we have all the starts and the home builders are doing well but they will reach the point where the buyers can't get the credit they need and demand is gone. >> that's why when the toll brothers made it, they were in the process. it is one of those things, why aren't more people using the money and bernanke -- go buy a house, chairman. chairman bernanke, go buy an apartment for rental. what you'll see is unless you pay in cash or cut out the banks entirely and that hurts the rate of return, unless you're paying crash you'll tie yourself up for a really long time. evil gains are feeding into things. i do need to modulate here in the risk of the parts of corporations and the banks doing a 180. this is trauma from the financial corporation, which is okay. you want them to have some memory of it.
whoever the government is that made it so hard to buy also made it easy to buy. >> the banks are doing it on their own. five, six years they were willing to lend to anyone. >> sorry. >> go ahead. >> that was pointed out by the citi note that underwriters are much tighter these days. so the risk is we have all the starts and the home builders are doing well but they will reach the point where the buyers can't get the credit they need and demand is gone. >> that's...